Preheat oven to 425°F (218°C). Spray with nonstick spray or line with cupcake liners. Set aside. This recipe makes about 12–14 muffins, so you may need two pans.
In a medium bowl, whisk together the 1 1/2 cups all-purpose flour, 1/2 cup cocoa powder, 1 1/2 teaspoons baking powder, 1 teaspoon baking soda, and 1/4 teaspoon salt. Toss in the 3/4 cup chocolate chips. Set aside.
In a separate large bowl, combine the 1/3 cup vegetable oil, 1/2 cup packed brown sugar, 1/2 cup granulated sugar, 2 large eggs, and 1 teaspoon vanilla extract, whisking until smooth.
Stir in the mashed 3 medium ripe bananas and 1/4 cup plain Greek yogurt until evenly incorporated.
Gently fold the dry ingredients into the wet mixture. Mix just until combined, avoid overmixing.
Spoon the batter evenly into each cup or liner, filling each all the way to the top. Add a few extra chocolate chips to the tops. You should get 12–14 muffins total.
Bake for 5 minutes at 425°F (218°C); then, keeping the muffins in the oven, reduce heat to 350°F (177°C) and continue baking for another 15–17 minutes or until a toothpick inserted in the center comes out clean. (For mini muffins, bake 11–13 minutes at 350°F (177°C) the whole time.)
Allow the muffins to cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.